Welcome to Cedar Mortgage

Established in 1981, Cedar Mortgage has built a strong reputation as an outstanding mortgage banking firm serving the lending needs of real estate professionals, builders and individual home buyers throughout the Northern California area.

We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs.

But that's just the beginning of our service, because throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. We also offer a special Mortgage Manager service for those considering refinancing their mortgage.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through Cedar Mortgage you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day.

Unlike traditional mortgage bankers, Cedar Mortgage makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs. Our experienced mortgage professionals work closely with you from start to finish to:

Shop for a loan
Apply for your loan online
Quickly lock in favorable rates
Secure rapid approval for your loan application
Quickly close the loan

Thank you for visiting our web site. We look forward to putting our mortgage service to work for you!

> Welcome!

Welcome to Cedar Mortgage! We look forward to working with you.

Cedar Mortgage specializes in conventional mortgage products for single family, condominium, townhouse and 2-4 unit properties.

The Economic Stimulus Plan that that began in 2008 allowed for a temporary conforming loan limit of $729,750 to promote lower interest rates. This temporary loan limit will expire on December 31, 2008.

New legislation has passed and that conforming loan limit will be reduced to $625,500 in our area. If you are in the loan amount range of $625,500-$729,750 and are thinking about purchasing a home or want to refinance into a Fixed Rate Mortgage or longer-term ARM, please contact us as we can help you.

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