The Loan Process

First of all, you will need to gather a few things so that we can help you apply for the loan that’s right for you.

Whether you’ve just started looking for a house or already found the one that’s perfect for you, you should contact aCedar Mortgage loan professional so that you get renowned for customer service and quality real estate programs.

Below is the loan process...

Application: Client completes the online loan application.
Approval: Lender reviews loan application to approve loan request.
Borrower: Borrower provides any needed documentation.
Lender: Lender draws closing papers for borrowers' signature(s).
Funding: Lenders funds the requested and approved dollar amount.

> Welcome!

Welcome to Cedar Mortgage! We look forward to working with you.

Cedar Mortgage specializes in conventional mortgage products for single family, condominium, townhouse and 2-4 unit properties.

The Economic Stimulus Plan that that began in 2008 allowed for a temporary conforming loan limit of $729,750 to promote lower interest rates. This temporary loan limit will expire on December 31, 2008.

New legislation has passed and that conforming loan limit will be reduced to $625,500 in our area. If you are in the loan amount range of $625,500-$729,750 and are thinking about purchasing a home or want to refinance into a Fixed Rate Mortgage or longer-term ARM, please contact us as we can help you.

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